You Might Be Eligible for SSI and Social Safety Advantages


An elderly man sitting in a wheelchair while petting a dog.

That is Half 1 of our ongoing sequence about our incapacity applications.

You could possibly get Supplemental Safety Earnings (SSI) even for those who already obtain Social Safety advantages. About 2.5 million adults and kids get SSI and Social Safety on the identical time.

We pay Social Safety advantages to employees and their eligible relations based mostly on the employee’s earnings. SSI is a needs-based program that gives funds to folks with little or no revenue and few sources.

Adults and kids who meet the SSI revenue and useful resource necessities could also be eligible for SSI and Social Safety incapacity, retirement, or survivors advantages.

Folks youthful than 65 have to be blind or have a qualifying incapacity and meet SSI revenue and useful resource limits, whereas folks 65 and older don’t have to have a incapacity. About 1.4 million folks 65 and older obtain each SSI and Social Safety.

What can we imply by “little or no revenue”?

In 2025, chances are you’ll be eligible for SSI in case your whole revenue – together with your Social Safety profit – is lower than $987 per 30 days (the 2025 SSI month-to-month federal profit fee plus $20).

We take into account revenue from all non-work sources, together with pensions, veterans’ advantages, unemployment, and Social Safety incapacity, retirement, or survivors advantages. We additionally rely some – however not all – earnings from work, together with self-employment.

What can we imply by “few sources”?

Assets are issues that you simply personal that you may change to money and use to help your self. They embody autos (for those who personal multiple) and cash in financial institution accounts, shares, and bonds. To be eligible for SSI, your sources can’t be price greater than:

  • $2,000 for a single individual.
  • $3,000 for a married couple dwelling collectively.

After we decide your eligibility for SSI, we should take into account the revenue and sources of your partner in case you are married and dwelling collectively. Earnings and useful resource limits could also be increased for a mother or father making use of for SSI for a kid.

We don’t rely all revenue and sources. For instance, we don’t rely the home you personal for those who stay in it, and we normally don’t rely your automotive. You’ll be able to be taught extra about what we will exclude at Exceptions to SSI revenue and useful resource limits.

Go to the SSI webpage to search out out for those who could be eligible for SSI and discover ways to apply. When you have questions on eligibility, you may name us at 1-800-772-1213, Monday by Friday, 8:00 a.m. to 7:00 p.m.

Try our Regularly Requested Questions to be taught concerning the variations between SSI and Social Safety.

Observe: People who find themselves eligible for SSI are typically eligible for Medicaid, state-run well being protection. Medicare is the federal medical insurance program for people who find themselves 65 or older, obtain Social Safety incapacity advantages, or have kidney illness. It’s attainable to have each Medicaid and Medicare.

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